I don't love my health insurance company. We have a fair number of claims, and it's a rare occasion when someone doesn't make a mistake; they either reimburse the wrong person, or incorrectly reject the claim altogether. It can take a few frustrating phone calls and a bit of a wait to get reimbursement. Writing the premium check every month is pretty painful, too.
Still, I don't ever, ever think to myself: This sure would work better if the government took healthcare over.
I can't even imagine the problems I would have with those claims then, assuming the services were even covered. And I don't believe anyone, from the President on down, who tells me "if you like your plan, you can keep your plan." I'd actually like a better plan; wouldn't you? But the government isn't going to give us one.
3 comments:
Agreed. For me, you sum up the crux of the issue.
I'm from Canada. Our healthcare is covered by the government (actually, by us, since we pay taxes to the government). The best part about the way our healthcare works is that I never have to worry about whether we'll lose the house if one of us has a burst appendix. If I need to bring one of the kids to the emergency room I am not mentally racking up how much it will cost me. Our doctors are paid by the gov't, and so luckily, I do not have to wonder if they are ordering unnecessary tests just to bump up their paychecks. We Canadians are incredibly blessed and well taken care of.
Emilie - thanks for coming by. I'm glad you are happy with your country's insurance setup. I have been hearing lately from a lot of Canadians (living in the US) that don't think it's so great.
Quite honestly - though I love the US I don't have much faith that a government-run healthcare system would work very well.
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